Month: March 2019

Education

Buy now pay later services

What you need to know about buy now pay later services

Buy now pay later payment services allow you to delay payment or pay by instalments (often fortnightly) over a period of time. Here we explain how these payment services work, what fees you’ll pay and how to avoid getting into financial trouble if you’re using these services.

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Education

Getting married – starting on the right foot

Getting married is an exciting time but, with so many things to think about, it can be easy to put off thinking about how you will manage your money together after your wedding day. Taking time before you say “I do” to agree on how you will deal with your finances as a married couple will pay off in the long run.

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Retirement

YOUR SUPER IN RETIREMENT: HOW HISTORY SHOWS US TO KEEP CALM AND CARRY ON IN VOLATILE MARKETS

The severe falls in global share markets in late 2018, after almost a decade
of strong market returns, led many investors to ask whether it was too risky to
stay invested in the share market during their retirement. If they did stay
invested, should they move to a strategy with less exposure to higher risk
investments, like shares?
As it turned out, markets rebounded in January, recovering most of their
December losses.
It’s normal to feel anxious about your investments when markets are volatile.
However, changing your investment strategy in response to market volatility
can have serious consequences for your wealth in retirement. We put
superannuation – specifically, account based pensions − under the
microscope and look at some of the lessons we can learn from the past.

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