Global share prices have finally responded to a wall of worries. High inflation with rising bond yields and interest rates caused global shares (hedged) to deliver a weak -2.7% return for the three months to September. The falling Australian dollar has partly mitigated the impact for unhedged global shares which recorded a negative -0.4% quarterly return.
Aged care has been a hot topic in Australia over recent years – and with an aging population, demand on the sector is only going to grow. So, how does our approach to aged care differ from that overseas, and what could the future hold here?
The start of any financial year is a great time to do an economic audit but, with cost-of-living pressures everywhere, this year it may even be crucial. One of the obvious ways to save money is to cut your ‘discretionary’ spend on life’s nicer things — and consumer sentiment and retail sales data suggest many Australians are.
But an easier, more appealing technique could be to sit down and assess the household expenses that you might consider ‘fixed’ costs. Here are the five household hacks that are usually most effective for economising.