Arco Insights

General
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Federal Budget Report 2020

Changes to super, the bringing forward of tax cuts, and two lump sum
payments to those on the Age Pension are just some of the Government’s
proposed measures from the big spending 2020-21 Budget – released by
Treasurer Josh Frydenberg on Tuesday 6 October 2020.
There’s no doubt that this year’s Budget holds particular importance in light of the
events of 2020. And whilst the main focus of the proposed measures are towards
creating more jobs to stimulate the economy after a record deficit, there’s plenty in
the Budget for anyone who’s retired (or planning retirement) to consider too. We’ve
put together this report to make sure you don’t miss any of the essential information.
It’s worth noting that these proposed measures aren’t law yet – and could change.

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Cyber Security
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Create and use strong passwords

One of the most important ways to ensure that your online interactions are safe and secure is to protect your passwords. The good news is that protecting your passwords is in your control—you just need to create strong passwords and then keep them secret. Follow this advice to help keep your passwords out of the wrong hands.

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General
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The Government announced further changes to the JobKeeper Payment program, to assist more businesses qualify for the previously announced JobKeeper Payment extension that applies from

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Investing
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Less for longer: Extension of JobSeeker and JobKeeper Payments

On 21 July 2020 the Government announced a range of proposals to the JobKeeper and JobSeeker Payments as existing arrangements are set to expire in late September 2020. Certain tax concessions to assist businesses were also extended and have been legislated.
We have summarised each of these changes below.

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Education
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Ways to outsmart your cognitive biases

As markets continue to be wax and wane due to ongoing coronavirus fears and subdued employment and economic recovery numbers, it seems timely to remind ourselves of the types of behavioural and emotional biases that could lead to potentially risky investment behaviour, and how you can avoid them.

As human beings we are not well wired for the rational, dispassionate approach that economists love to think of as “normal”.

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