Arco Insights

Cyber Security
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Staying cyber safe this year

With the increased activity online – be it due to working from home, home schooling, or simply because we have found a great availability of engaging and interesting content and streaming services, we are online a lot more and need to consider if we are adhering to safe cyber practices at home. This means having the right protective measures in place, and ensuring we are discussing safe cyber practices with other members of our household.

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Investing
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How to save money

When you hear the term ‘savings’ you probably think of the extra money you have in a bank account. But there’s so much more to savings than simply depositing more money into your accounts than you take out.

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Investing
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The ins and outs of ethical investing

With growing concerns about climate change and other environmental and social justice issues, more and more investors are opting for ethical investing. Discover some of the key terms you may come across as you explore the options so you can really understand how your money is making a positive difference.

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Cashflow
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Where is your cash flow taking you?

When you compare your current lifestyle, expenses and savings with what you’re planning for in retirement, does it all add up? Find out why it’s important to balance your cash flow now with the super savings you’re going to need in retirement.

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Education
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The financial impact of a furry friend

There are over 29 million pets in Australia with approximately 61% of households owning one of these 29 million pets. Of that 61%, most are dog owners at 40%, followed by cat owners at 27%. In 2019, over 60% of dog and cat owners considered their pet as a member of their family[1] – which means we want to treat them well and keep them in good health for a long and happy life, but at what cost?

In this article we take a look at the benefits of pets and the costs involved with keeping them – which should be considered in your household budget!

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General
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Federal Budget Report 2020

Changes to super, the bringing forward of tax cuts, and two lump sum
payments to those on the Age Pension are just some of the Government’s
proposed measures from the big spending 2020-21 Budget – released by
Treasurer Josh Frydenberg on Tuesday 6 October 2020.
There’s no doubt that this year’s Budget holds particular importance in light of the
events of 2020. And whilst the main focus of the proposed measures are towards
creating more jobs to stimulate the economy after a record deficit, there’s plenty in
the Budget for anyone who’s retired (or planning retirement) to consider too. We’ve
put together this report to make sure you don’t miss any of the essential information.
It’s worth noting that these proposed measures aren’t law yet – and could change.

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Cyber Security
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Create and use strong passwords

One of the most important ways to ensure that your online interactions are safe and secure is to protect your passwords. The good news is that protecting your passwords is in your control—you just need to create strong passwords and then keep them secret. Follow this advice to help keep your passwords out of the wrong hands.

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