• Insurance advice can help you to put a plan in place that protects you and your family at the worst time – when you have suffered an accident, illness, or premature death. If you would like to discuss your insurance plan, get in touch. • This video was filmed using an actor, but the client story is REAL. It highlights how important it is to have a sound insurance plan in place, and I can help you with that. • If you’re like me, and you like to be shown, rather than told, then here is a short video that really demonstrates the value a professional financial adviser can make when it comes to setting up your insurance plan.
We all like a good cost saving tip, even if it is something we already know, it never hurts to revisit some top tips and take a look at our current situation to see if there are savings to be made.
The team at Hall & Willcox provide some valuable insights into trusts. The original article can be accessed here. What is a trust? A trust is not a legal person, like an individual or a company. It is a legal relationship that involves a legal owner (the trustee) holding property for…
If you’re feeling stressed and overwhelmed you may reach for certain foods to make you feel better. This is not a problem, so long as the foods, you’re eating are actually helping you manage your stress and not making the situation worse. Eating ‘comfort foods’, like a bag of chips,…
Data for lending to households and businesses data for December 2018 was released earlier this week. This data series replaces the old housing finance and lending finance series and includes some different data. Specifically focusing on lending to households the data shows that the weakening of demand for mortgages has continued.
The statistics relating to social media use and the extent to which our lives are online are startling. In Australia, there are 15 million monthly users of Facebook.1
Will new Bronze, Silver, Gold heath covers make health insurance simpler?
Imagine a baby is born in Europe at the very moment you finish this article. That child can expect to live for two minutes longer than one born as you finish this sentence. Increasing lifespans threaten to topple the current pensions model. But, then again, maybe it’s time for a change.
Money usually comes to mind straight away when we think of retirement. But it takes more than money to have a happy life, no matter what age. And when it comes to finding a good balance in life post-work, there are big differences between men and women.
Insurance: Increase your chances of a full and prompt payout
At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent.
IS INSURANCE WORTH IT? AND WHAT DO ALL THOSE TERMS ON YOUR STATEMENT MEAN? WE BREAK IT DOWN WITH OUR HANDY CHECKLIST, SO YOU CAN TICK THESE OFF BEFORE THE NEW YEAR.
According to research by TAL insurance provider the cost of personal insurance soars after the age of 35. This is also the time in our lives that you may be going through significant change such as marriage, children, a bigger mortgage and more responsibilities.
Today’s kids have a different concept of money to previous generations. Instead of using coins and bank notes, this generation has grown up watching people buy things by tapping and swiping or clicking buttons online. They live in a world where in-app purchases, electronic bank transfers and digital currencies like bitcoin are as common as piggy banks were back in the day.
It can be challenging to help children understand the concepts of spending and saving when they watch adults ‘tap’ and ‘swipe’ instead of handing over physical money. Recent research from the Financial Planning Association (FPA)1 reveals that 68% of Australians are reluctant to talk about money to the kids in their life, or they don’t know where to start. But the report also revealed that the children who participate in conversations about money are more curious, confident and financially literate than their parents were at their age.
The internet has changed the way we live – from shopping and banking to connecting with friends and catching up with the news. But now that so many of the activities we do every day are online, it’s become easier for hackers to get access to your personal information.
The easiest way for someone to access your personal information is by guessing or stealing your passwords, so make them as strong as possible and keep them secure.
Financial cybercrime is on the rise in Australia, as the increasing use of technology such as online banking and social media makes it an attractive target for criminals. Despite increasingly sophisticated methods being used, there are a number of things you can do to help you and your family stay safe online.
We have all heard about people writing their own wills. However the repercussions that come from not doing things properly in the first place. Recently we have seen a number of DIY Wills that have unfortunately gone wrong. Often it is the case of someone with best intentions trying to do it themselves, which ultimately ends up creating no end of complications, confusion and costs.